If you had invested £10,000 in the stock market 10 years ago, as illustrated by the FTSE All Share Index, it would now be worth £21,354 assuming the reinvestment of dividend income and an adjustment for inflation. If that same £10,000 had been saved into a cash account paying an average of 0.5% interest over the same period and again adjusted for inflation, it would now be worth £8,424.

Source: Church House & Bloomberg

It is important to understand that investment returns are not guaranteed and past performance is not a guide to the future. Capital is at risk and as such you may receive less than your original investment.

Emma is an experienced investment adviser with a background in private banking, who is able to talk to yacht crew in a language you understand.

Emma will take time to help you grasp the fundamentals of investing, before going on to explore your investment objectives. She will then take you through a planning process using sophisticated cash flow modelling techniques to help you visualise how different strategies could help you meet your goals. There is no additional cost for this.

As part of our service, we work closely with Mortgage Brokers and Accountants, who specialise in working with those in sea-faring careers, thus providing an end-to-end service covering all your financial needs.

The main investment proposition as described above is suitable for those who have UK tax residency. If you are unsure of your tax position, you can take this quick and simple residency test.. Please note the test is not provided by Church House Investments so we accept no liability for the accuracy of the result or any actions taken as a consequence. If you are in any doubt, please consult a qualified tax adviser. 

For those who are not UK tax resident, we can still offer investment portfolios on a case-by-case basis. Please contact us for more details. Regrettably, we are unable to take on clients who are US tax resident owing to US tax restrictions.